Showing posts with label Issues. Show all posts
Showing posts with label Issues. Show all posts

Sunday, November 2

Final Look at the Issues

In just 24-hours, we'll all be at the polls. If you have any lingering questions about the candidates, now is the time to act. Here are several great sites to help you find just about anything you want to know about the federal and state candidates.

  • Another way to access voter information for your state is to use a search engine (i.e., google or yahoo) and type in "voter guide" or "voter information" along with key words like "pro-family" or "Christian" and the name of your state.
  • For instructions on viewing candidates interest group ratings, commonly called "Scorecards," click here.

Thursday, October 30

The Presidential Forum

I attended a Presidential Forum last night that had representatives from Sen. Obama and Sen. McCain's camps debating. Here are some of the highlights from the night that was targeted at evangelicals.

Representing the Democrats: Don Miller- New York Times Bestselling Author, Blue Like Jazz; Shaun Casey- National Evangelical Coordinator, Obama Campaign; Paul Montiero- National Deputy Director of Religious Affairs, Obama Campaign

Representing the Republicans: Renee Amoore — Founder and President of The Amoore Group; Marlys Pompa — National Evangelical Director, McCain Campaign; David Barton- Founder and President, Wall Builders Organization

On Abortion

McCain's Camp
  • Before Roe vs. Wade, 36 states had laws that protected the unborn. With Roe vs. Wade, those state laws were overturned. Sen. McCain would like to see Roe vs. Wade overturned and put rule back closer to the people. He would appoint constructionists for judges; judges who interpret the law, not create it.
  • McCain would not use tax payer money for abortions.
  • In last 8 years, 4 federal laws have put restrictions on abortion, lowering the rate 24%. (Obama's people refuted the number and said it was only 8%) Obama did not vote for any of those restrictions.
Obama's Camp
  • If Roe vs. Wade hasn't been overturned by now, it's not going to happen. We can't put all our eggs in the judge basket. So what can we do instead to help the mom envision this child's life? Obama wants to give them an alternative plan. Provide health care.
  • Medicaid funding for impoverished women to get abortions.
  • Wants a pragmatic approach rather than a philosophical approach.

On Education

Obama's Camp
  • Expand Pell Grant, look at lengthening school day and year.
  • Opposes vouchers because it pulls resources out of public schools.
  • Supports Charter schools and merit pay for teachers.
  • $500m in grants to faith based organizations for reading tutoring for third graders and younger.
  • Receive a school grant if you do public service (i.e. military, peace corp, etc)
McCain's Camp
  • He is looking to implement meaningful reform, equality of choice, empower parents, bonuses for teachers, funding for tutoring.
  • $250B for online education for kids and adults.
  • 27 states have choice...it works.
  • Stated that with Obama's faith-based initiative for tutoring, organizations that take the money will have no protections for hiring. For example, a Baptist organization would have to hire a Mormon or a Catholic organization would have to hire an atheist, etc. (Obama people disputed this saying that those organizations already have protection under the Civil Rights Act of 1964).

On Marriage Amendment

McCain's Camp
  • McCain does not support a Federal Marriage Amendment. He believe the Federal government should protect the right of any states to pass a marriage amendment.
  • Does not support civil union.
Obama's Camp
  • He also supports the marriage amendment. He supports man and woman unions and civil unions.
On Health care

Obama's Camp
  • He believes that 1/3 of health care costs are administrative. He wants to fully computerize health care process.
  • Problem is also not dealing with treatable and preventative health care.
  • People who don't have health insurance use the emergency room as their primary care giver. We pay for that.
  • Wants universal access as he sees health care as a moral obligation and right.
  • You can keep your current coverage.
  • He does not oppose a single player health care system, but if he was starting the system from scratch he'd make it universal.
McCain's Camp
  • Reform tax credit to be $3,000 for singles and $5,000 for families.
  • Health insurance will follow you.
  • Tort reforms

Spreading the Wealth
The question was asked to the Obama people by the audience, "How is Marxism and Socialism different from "spreading the wealth?" The Obama people offered another explanation at their economic plan but never answered the above question directly.

The McCain people said that when the Pilgrims were settling here they had a "common pot" for all work, earning and resources. But after a couple of years, they discovered that their settlement was in shambles because not everyone was working, but everyone was living off the "pot" and it was draining their resources and causing discontent among the people. They ended up abandoning that way of living and had people take responsibility for their own needs. They began to flourish again. In fact, they began to flourish so much that the Virginia Colony took notice and implemented the same type of system.

Obama, McCain Health Care Comparison

Health care is a hot issue in this election cycle. Here's a summary look at how each candidate would address the health care crisis.

McCain
  • McCain opposes universal health care.
  • He supports importing prescription drugs to lower costs.
  • He would offer a refundable $2,500 tax credit and $5,000 for families.
  • He would open health care markets by allowing providers to practice nationwide, rather than restricting them regionally, allowing the purchase of health care insurance across state lines.
  • Give veterans ability to use their VA benefits to pay for timely high quality care from providers in the best locations.
  • Work with states to create a federally-supported Guaranteed Access Plan for people who are denied coverage due to pre-existing conditions. Premiums in the plan would be limited and financial assistance given to those below a certain income level.

Obama
  • He would mandate all children have health care coverage.
  • He would create a national public insurance program that would allow individuals and small businesses to buy affordable health care similar to that available to federal employees.
  • He supports universal health care and believes government should buy prescription drugs in bulk to lower costs.
  • His plan would require all employers to contribute toward health coverage for their employees or toward the cost of the public plan.
  • He wants hospitals to be graded on performance and switch to more cost-effective, computerized record keeping systems.
  • Obama would create a national health insurance exchange to reform the private insurance market.

sources: health08.org, Obama-McCain comparisons

Tuesday, October 28

Tax Plan Comparison

The economy has gotten a lot of attention over the last several weeks. A lot of the discussion has centered around the tax plans of each campaign. To help break down the facts from fiction, here is a summary of agreements and differences in the two plans.

The candidates do have some large areas of agree­ment. Both agree that:

  • The Alternative Minimum Tax (AMT) should be indexed for inflation to prevent more and more taxpayers from being forced to pay the AMT. Senator McCain wants to increase the AMT exemption even more in future years;
  • Many elements of the Bush tax cuts should be made permanent, such as the child tax credit, provisions that reduce the marriage penalty, and lower tax rates for most income brackets.
  • The capital gains tax rate and the tax rate for qualified dividends should be equal; and
  • The portion of estates that is tax exempt should be increased. (The candidates differ on lowering the estate tax rate. McCain wants to increase the exemption to $5 million and supports a tax rate of 15 percent while Obama wants to keep the exemption at the 2009 level of $3.5 million and supports a tax rate of 45 percent).

Of course, there are many large differences in how each candidate would approach taxes in their economic plans.

Senator McCain's plan extends all of the Bush tax cuts, while Senator Obama's does not extend the cuts for the top two rates.

Senator Obama would impose a new tax on those who earn more than $250,000 a year, which would be dedi­cated to paying for Social Security.

Senator McCain has proposed a few other cuts, highlighted by a cut in the corporate tax rate and a change in the tax treatment of health care.

Senator McCain's tax plan for health care is the following: Currently, workers do not pay tax on the value of insurance they receive from their employers. Senator McCain would end this preferential tax treatment and replace it with a tax credit that would allow families to purchase health insurance.

Senator Obama has many new proposals, including several new tax credits. Senator Obama proposes a refundable health care tax credit to help low-income individu­als purchase health care. Many of the other ele­ments of Senator Obama's health care plan are outside the income tax system, such as issuing mandates that children have health insurance.

sources: Heritage Foundation, John McCain.com, Barack Obama.com

Monday, October 27

Obama Abortion Policy

In the last post I summarized McCain and Obama's position on life issues. That brought up several readers looking for more specifics and clarification on Obama's stance. Thanks to all the readers who provided more sources and links on that subject.

In my search for unbiased information, I often try to go back to the candidates themself and hear in their own words exactly what they think on a subject. So I'm including two videos that show Sen. Obama speaking on the subject of abortion. The first clip is from the Saddleback forum in August. The question from Rick Warren was "at what point does a baby get human rights, in your view?"

The second video is from an appearance Sen. Obama made at a Planned Parenthood meeting in 2007.




Friday, October 24

Comparison of Obama/McCain on Life Issues

Abortion
Obama supports abortion rights and thinks the 1973 Roe v. Wade decision legalizing abortion was rightly decided.

  • Obama in 2006 was one of 42 senators who voted against advancing a bill to criminalize transport of a minor across state lines to obtain an abortion. (Senate Roll Call Vote 263, Sept. 29, 2006)
  • Obama advocates a comprehensive sex-education program in which both abstinence and contraception are priorities. He also says, "we should make sure that adoption is an option."

McCain opposes abortion rights. He thinks Roe v. Wade should be overturned.

  • McCain was among the 57-senator majority that voted to advance the bill to criminalize transport of a minor across state lines to obtain an abortion. (Senate Roll Call Vote 263, Sept. 29, 2006)
  • McCain in 2003 was on the winning side of a 64-34 vote to ban an abortion procedure opponents call "partial birth" abortion, except when it is needed to save the woman's life. (Senate Roll Call Vote 402, Oct. 21, 2003)
  • McCain in 1993 was one of 59 senators who voted against allowing federal funding for most abortions. (Senate Roll Call Vote 290, Sept. 28, 1993)
  • McCain supports abstinence-based initiatives and has said that he hopes there might be "a point where [Roe v. Wade] is irrelevant … because abortion is no longer necessary."

Stem Cell Research
McCain supports federally funded embryonic stem cell research on existing lines of stem cells, but not new lines.

McCain opposes embryonic stem cell research that uses cloned human embryos. In 2006 he supported a trio of U.S. Senate bills designed to increase federal funding for adult stem cell research, ban the creation of embryos for research and offer federal support for research using embryos slated for destruction by fertility clinics. In 2007, in what he described as "a very agonizing and tough decision," he voted to allow research using human embryos left over from fertility treatments.

Obama supports federally funded embryonic stem cell research. Obama supports relaxing federal restrictions on embryonic stem cell research. He voted for the Stem Cell Research Enhancement Act of 2005, which was vetoed by President Bush. The bill would have allowed federal funding to be used for research on stem cell lines obtained from discarded human embryos originally created for fertility treatments.

sources: Pew Forum on Religion and Politics, CQ Politics, Obama McCain Comparisons

Thursday, October 23

Comparison of McCain and Obama Health Care Plans

"I've made it very clear that what I want is for families to make decisions about their health care, not government..." -- McCain*
  • Coverage would not be mandatory for anyone.
  • Change how health care subsidies are taxed.
  • Offer refundable tax credit for anyone who buys health insurance: $2,500 for individuals and $5,000 for families.
  • Create a federally subsidized state-administered program to offer coverage for low-income people.
  • Give veterans ability to use their VA benefits to pay for timely high quality care from providers in the best locations.
  • Adopt malpractice reforms that limit frivolous lawsuits and excessive damages and provide safe harbors for practice within clinical guidelines and safety protocols.
  • Promote competition among providers by paying them only for quality and promote use of alternative providers (e.g., nurse practitioners) and treatment settings (e.g., walk-in clinics in retail outlets).
  • Invest in prevention and care of chronic illnesses.
  • Promote competition and individual choice of insurance by allowing insurance to be sold across state lines.

"...We need to pass a plan that lowers every family's premiums, and gives every uninsured American the same kind of coverage that members of Congress give themselves." -- Obama**
  • Coverage would be mandatory for children.·
  • Offer an income-based federal subsidy for people who don't get insurance from an employer or qualify for government plans like Medicaid.
  • Create a national network of public and private plans for those without other access to insurance.
  • Require employers to offer “meaningful” coverage or contribute a percentage of payroll toward the costs of the public plan; small businesses will be exempt from this requirement.
  • Require hospitals and providers to publicly report measures of health care costs and quality.
  • Promote and strengthen public health and prevention.
  • Reform medical malpractice while preserving patient rights by strengthening antitrust laws and promoting new models for addressing physician errors.
  • Prohibit insurers from denying coverage based on pre-existing conditions.
  • Create a new public plan so that small businesses and individuals without access to other public programs or employer-based coverage could purchase insurance. Plan coverage would offer comprehensive benefits similar to those available through FEHBP.
sources: CNN.com, health08.org, Obama. McCain Comparisons

Wednesday, October 22

Comparison of McCain & Obama Education Plans

This site has been swamped with google searches for information on McCain and Obama's education plans. It's nice to see so many people doing their homework on the issues.

So with only 13 days until we all head to the polls, I thought it would be a good idea to turn our attention back to the issues and look again where each candidate stands. Let's start with Education and see where the candidates agree and disagree on these big issues: Funding Public Education, No Child Left Behind, School Choice, College Costs and Teacher Training.

Funding Public Education
McCain intends to keep the full federal funding for schools; he just wants to give more of that money to parents for them to send their kids to the public, private or religious schools of their choice. He has also said that he would like to commit a total of $750 million to develop "virtual schools" and curriculums, allowing students to take online classes in science, math and foreign languages.

Obama has said that his education proposals would cost about $18 billion and would be funded by trimming NASA's budget and auctioning surplus federal properties, among other measures. But most of the Illinois senator's education proposals are so costly that they would require Congress to approve additional new spending. He says he wants to make "a historic commitment" to education, because he wants to give every American child the same chances he had.

Rethinking the No Child Left Behind Act
McCain voted for the 2001 law, which has given the federal government unprecedented authority over testing, academic standards and the rating of the nation's public schools. However, he has joined critics — Democrats and Republicans alike — who say the law needs major fixes. Unlike conservatives and some members of Congress, McCain does not want to scrap the law entirely. Instead, he wants to provide more tutoring services for students who are behind before he tackles NCLB.

Obama was not in the U.S. Senate when Congress voted for the No Child Left Behind Act, but he supported it in the Illinois state legislature. His biggest criticism of the law is that it has been ineffective and inadequately funded. He also has said it relies too heavily on poorly designed tests to gauge progress in reading and math at the expense of a well-rounded education. Obama says he doesn't want to get rid of testing, but he does want to work more closely with governors to come up with better written tests that help teachers pinpoint students' weaknesses.


School Choice: Vouchers, Charters and Home Schooling
McCain supports vouchers, home schooling, charter schools and generally any policy that helps parents choose the private or public school that they want their children to attend. School choice, McCain argues, will create market forces that will spur competition among schools, not just for students but for the best teachers. He has also said that he would expand federally funded vouchers called Opportunity Scholarships that would let more parents pick the school of their choice.

Obama also wants to give parents more options when they pick a school for their children, but he would limit those choices to public charter schools. He does not support vouchers for children to attend private and parochial schools.

Keeping College Costs Low
Both McCain and Obama support providing more money for needy college students, as well as the recent efforts by Congress and the Bush administration to shore up the student loan program, which has been hit hard by the credit crunch.

Obama would like to introduce a new tax credit to ensure that the first $4,000 of a college education is free for most students, in exchange for 100 hours of community service. This plan would cost about $10 billion a year. Obama says he can save billions of dollars by overhauling the federal student loan program, and creating a system that bypasses banks and private lenders in favor of having the U.S. Education Department run a direct lending program. He also wants to double the size of the Peace Corps and expand Ameri-Corp and other national service programs.

McCain wants to make college more affordable by supporting a big increase in Pell Grants that Congress approved for needy students in 2007. McCain also backed the expansion of low-interest loans for middle-class families who are struggling to keep up with college tuition increases.

Training Teachers
Obama would require all schools of education to be accredited and then figure out which colleges are doing the best job of training teachers. Obama is the first presidential candidate ever to make such a proposal. His proposal borrows many ideas from several commissions that promote the national certification of teachers, more mentoring programs for first-year teachers, and merit pay for the best teachers.

McCain has said that he supports merit pay for teachers, including giving bonuses to teachers who work in the most troubled schools. He also wants to recruit more top teachers who have graduated in the top 25 percent of their class, or who participated in an "alternative teacher recruitment program," such as Teach for America.

How much of these plans will be possible given the new economic climate of the nation? That remains to be seen, but it's a safe bet that many of their aggressive and costly ideas will be put on hold.

via NPR

Wednesday, October 15

An Unconventional Review of Last Presidential Debate

Doing something a little different tonight. Just for kicks, I'm going to blog my immediate thoughts as I listen to tonight's debate. I'll try to leave out my opinion on policy and make general comments...but I'm not promising. Come back tomorrow for a more refined recap of the debate.

  • Walking out, Obama looks very stoic. Upset even?
  • I like the exchange between the two at the outset. Respectful.
  • I'm watching the debate on CNN because I like the tracker that runs along the bottom of uncomimitted voters. It tracks, via a dial, the immediate feedback pro or con to what they are hearing. It tracks by men and women.
  • McCain is a leftie. What's Obama? Isn't there a stat that says a large percentage of American presidents are left-handed?
  • I bet Joe the Plumber never dreamed he could own a business and be pandered to during a presidential debate by name. Look for Joe to be all over the news tomorrow.
  • McCain: "We need short and long term fixes for the economy."
  • Awwww. McCain is blinking out of control. What's that all about?
  • Obama's got the uhhhhhs going.
  • I'm already noticing a trend with the CNN tracker: When McCain speaks, the men respond very positively. When Obama speaks, the women respond very positively. Will be interesting to see if that trend continues.
  • I'm loving this give and take format. It's getting them outside their talking points.
  • Obama: "I don't mind paying a little more taxes."
  • And we're still spreading the wealth around.
  • Shocking! Both economic plans will increase the national deficit. Not reduce it.
  • I like how Bob S. interrupted and redirected Obama to answer the question.
  • Since when is "living beyond our means" a federal issue when it comes to individuals.
  • McCain is getting fired up. It's nice to see him show some emotion.
  • Is an "across the board spending freeze" even possible when we're talking govt?
  • Obama: The deficit has doubled in last 8 years. Can't pursue the same type of policies.
  • McCain: "I'm not President Bush. If you wanted to run against President Bush you should've run 4 years ago."
  • Let me answer that question! I think it's impossible to say that the budget could be balanced in 4, 14, or 24 years. Not going to happen in our life time.
  • The men are dialing high for McCain right now.
  • You take the high road and I'll take the low road and...what's the next line of that song?
  • This is what your mama always told you. Don't say anything behind someone's back that you wouldn't say to their face.
  • Repudiate.
  • The women are dialing low for McCain. I guess women don't like all the negative ads.
  • I'm watching a split screen. Wonder if their reactions to each other through body language will have any effect on voters. Al Gore would probably say yes.
  • Shout out to the Arizona Cardinals!
  • Can't we just all get along.
  • Holla to Joe the Plumber again.
  • Yes, this American citizen has certainly become cynical about politics. Amen.
  • McCain: Ayers is a washed up terrorist.
  • Obama: "Only involvement I had with ACORN was I represented them along with the Justice Department to help them get a IL motor voter law."
  • How do you spell "cockamammy"?
  • Sorry...missed most of the energy question. Took a phone call.
  • This is what makes me crazy. Obama says the average health plan costs $12,000 and McCain says the average plan costs $5,000. Who's right? Probably they both are but they aren't comparing apples to apples.
  • Finally. Questions on abortion and supreme court judges.
  • McCain: "Education is the civil rights issue of the 21st century."
  • Yep, men are still tracking upward for McCain and women upward for Obama.
  • Obama: We agree on two points...charter schools and removing bad teachers. We disagree on giving vouchers as way to cure educational system.
  • McCain citing voucher program in effect in Washington. About 1000 offered, 9000 people applied to get them.
  • McCain: "We need to reform these programs (Headstart), not just throw money at schools."
  • He had me at the word "voucher."
  • Shout out to Joe the Plumber. We haven't heard about Joe's education needs.
  • I think Bob Schieffer did a great job. Loved the variety of questions.
  • Schieffer: "Go vote now. It'll make you feel big and strong."
  • McCain's best debate by far.
  • Obama had a weak start by got better as the debate went along.

If you made it all the way to the end, I salute you. Now go read some real analysis from your favorite site.

Wednesday, March 5

How do you even begin to wrap your brain around this?

There are some things that I've always assumed are universal desires that all moms share: We want healthy kids who will reach their full potential in life.

I've always thought these truths would transcend race, religion or culture even though they may look slightly different walked out in a remote village in Africa or as a Royal in Buckingham Palace. Still, I could picture moms around the globe having that same glint of hope that their children will use their life to help others, better the world around them or to simply show love where it is needed most.

I was wrong. And I didn't realize how naive and wrong I was until I read this article in The Wall Street Journal:

Zahara Maladan is an educated woman who edits a women's magazine in Lebanon. She is also a mother, who undoubtedly loves her son. She has ambitions for him, but they are different from those of most mothers in the West. She wants her son to become a suicide bomber.


I have been trying to write this post for several days because I just can't wrap my brain around those words, "She wants her son to become a suicide bomber."

As a mother, I can't even imagine that as my dream for my child. I can't fathom following a religion that would place such honor on the taking of life. And yet, "Ms. Maladan was quoted in the New York Times giving the following warning to her son: "if you're not going to follow the steps of the Islamic resistance martyrs, then I don't want you."



As a mom I'm horrified.

Now there is a new image of mothers urging their children to die, and then celebrating the martyrdom of their suicidal sons and daughters by distributing sweets and singing wedding songs. More and more young women -- some married with infant children -- are strapping bombs to their (sometimes pregnant) bellies, because they have been taught to love death rather than life

As an American, I'm outraged.

As more women and children are recruited by their mothers and their religious leaders to become suicide bombers, more women and children will be shot at -- some mistakenly. That too is part of the grand plan of our enemies. They want us to kill their civilians, who they also consider martyrs, because when we accidentally kill a civilian, they win in the court of public opinion. One Western diplomat called this the "harsh arithmetic of pain," whereby civilian casualties on both sides "play in their favor." Democracies lose, both politically and emotionally, when they kill civilians, even inadvertently. As Golda Meir once put it: "We can perhaps someday forgive you for killing our children, but we cannot forgive you for making us kill your children."

So how does the United States and other Western democracies protect and defend themselves against something so twisted? How do you counter a belief that is so fanatical that you are willing to sacrifice your own child---and in some homes, more than one child?

Neither she nor her son -- if he listens to his mother -- can be deterred from killing by the fear of being killed. They must be prevented from succeeding in their ghoulish quest for martyrdom. Prevention, however, carries a high risk of error. The woman walking toward the group of soldiers or civilians might well be an innocent civilian. A moment's hesitation may cost innocent lives. But a failure to hesitate may also have a price.


I'm sure it's a scenario that our forefathers could never have predicted. Ever. Yet, here we stand as a nation trying to traverse the new rules of engagement and trying to decipher an enemy that may look just like us.

Or like our children.

Thursday, February 28

Wednesday, February 27

Ron Paul's Health Care Plan

via Ron Paul 2008

The federal government decided long ago that it knew how to manage your health care better than you and replaced personal responsibility and accountability with a system that puts corporate interests first. Our free market health care system that was once the envy of the world became a federally-managed disaster.

Few people realize that Congress forced Health Maintenance Organizations (HMOs) on us. HMOs rose to prominence through federal legislation, incentives, and coercion.

Now, the Food and Drug Administration's bias toward large pharmaceutical companies enlarges their power, limits treatment options, and drives consumers to seek Canadian medicines. Regulations from D.C. make it virtually impossible for small business owners to cover their employees. Thanks to government interference in the health care market, many Americans, including the unemployed and those who work for small businesses, cannot afford health insurance. This causes the uninsured to seek basic medical care at already overcrowded emergency rooms, further driving up health care costs and causing premiums to rise for those with insurance.

The federal government will not suddenly become efficient managers if universal health care is instituted. Government health care only means long waiting periods, lack of choice, poor quality, and frustration. Many Canadians, fed up with socialized medicine, come to the U.S. in order to obtain care. Socialized medicine will not magically work here.

Health care should not be left up to HMOs, big drug companies, and government bureaucrats.
It is time to take back our health care. This is why I support:

  • Making all medical expenses tax deductible.
  • Eliminating federal regulations that discourage small businesses from providing coverage.
  • Gving doctors the freedom to collectively negotiate with insurance companies and drive down the cost of medical care.
  • Making every American eligible for a Health Savings Account (HSA), and removing the requirement that individuals must obtain a high-deductible insurance policy before opening an HSA.
  • Reform licensure requirements so that pharmacists and nurses can perform some basic functions to increase access to care and lower costs.
By removing federal regulations, encouraging competition, and presenting real choices, we can make our health care system the envy of the world once again.

Tuesday, February 26

Mike Huckabee Health Care Plan


Huckabee approaches health care in a similar fashion to McCain. He believes that universal health care is not the answer but rather a system that is focused on containing costs and putting a priority on preventative care. This will give Americans more control of their health care options and make health care competitive in a global economy.


"It is time to recognize that jobs don't need health care, people do, and move from employer-based to consumer-based health care."

Huckabee is passionate that the health care system in this country is irrevocably broken, in part because it is only a "health care" system, not a "health" system. He asserts that is we need to get serious about preventive health care, instead of chasing more and more dollars to treat chronic disease, which currently gobbles up 80% of our health care costs, and yet is often avoidable.

Huckabee also advocates policies that will encourage the private sector to seek innovative ways to bring down costs and improve the free market for health care services. He wants to change a system that happily pays $30,000 for a diabetic to have his foot amputated, but won't pay for the shoes that would save his foot.

Huckabee's strategies to make health care more affordable include:
  • reforming medical liability
  • adopting electronic record keeping
  • making health insurance more portable from one job to another
  • expanding health savings accounts to everyone, not just those with high deductibles
  • making health insurance tax deductible for individuals and families as it now is for businesses. Low income families would get tax credits instead of deductions.
Health care spending is now about $2 trillion a year, which is close to $7,000 for each American. It consumes about 17% of our gross domestic product, easily surpassing the few European nations where spending is close to 10% and far higher than any other country in the world. According to Huckabee, if we reduced our out-of-control health care costs from 17% to 11%, we'd save $700 billion a year, which is about twice our annual national deficit.

Huckabee also points out that our health care system is making our businesses non-competitive in the global economy. How?
  • General Motors spends more on health care than it does on steel, $1,500 per car.
  • Starbucks spends more on health care than it does on coffee beans.
We have an employer-based system from the 1940's, a system devised not because it was the best way to provide health care, but as a way around World War II wage-and-price controls. Costs have skyrocketed because the party paying for the health care---the employer---and the party using the health care---the employee---are not the same. It is human nature to consume more of something that is essentially free.

Workers complain that their wages are stagnant, but businesses reply that their total compensation costs are rising significantly because they are paying so much more for health care. Huckabee sees that health care costs are adversely affecting your paycheck, even if you're healthy. Some Americans are afraid to change jobs or start their own businesses because they're afraid of losing their health insurance.

Huckabee says it is time to recognize that jobs don't need health insurance, people do, and to ease the burden on businesses. The employer-based system has outlived its usefulness, but Huckabee's answer is a true consumer-based system, not socialized medicine.

Monday, February 25

McCain Health Care

John McCain's Healthcare Policy


As the Democrats focus on covering the uninsured with their health care plans, McCain is taking a different approach to the health care crisis. He is focused on cost. More specifically, the cost of chronic conditions such as diabetes, asthma and CAD which account for 75% of the US' entire $2 trillion health care bill.

McCain believes that bringing costs under control is the only way to provide affordable health insurance, save Medicare and Medicaid, protect private health benefits for retirees, and allow our companies to effectively compete around the world. Here are the three main elements of his plan:

Put families in charge of their health care dollars and give them more control over their care while improving the quality of care and lowering costs by promoting competition

  • Take better care of our citizens with chronic illness and promote prevention that will keep millions of others from ever developing deadly and debilitating disease.

  • Provide access to health care for all our citizens---whether temporarily or chronically uninsured, whether living in rural areas with limited services, or whether residing in inner cities where access to physicians is often limited.

  • Give Veterans the freedom to choose to carry their VA dollars to a provider that gives them the timely care at high quality and in the best location.

  • Reform federal policy and programs to focus on quality while controlling costs

  • Promote competition throughout the health care system between providers and among alternative treatments.

  • Give patients a larger role in both prevention and care, putting more decisions and responsibility in their hands.

  • Give public more information on treatment options and require transparency by providers regarding medical outcomes, quality of care, costs, and prices.

  • Facilitate the development of national standards for measuring and recording treatments and outcomes.

  • Reform the payment systems in Medicare to compensate providers for diagnosis, prevention, and care coordination. Medicare should not pay for preventable medical errors or mismanagement.

  • Dedicate federal research on the basis of sound science resulting in greater focus on care and cure of chronic disease

  • Give states the flexibility to experiment with: alternative forms of access; risk-adjusted payments per episode covered under Medicaid; use of private insurance in Medicaid; alternative insurance policies and insurance providers; and, different licensing schemes for medical providers.

  • Build genuine national markets by permitting providers to practice nationwide.

  • Support innovative delivery systems, such as clinics in retail outlets and other ways that provide greater market flexibility in permitting appropriate roles for nurse practitioners, nurses, and doctors.

  • Where cost-effective, employ telemedicine, and community and mental health clinics in areas where services and providers are limited.

  • Foster the development of routes for safe, cheaper generic versions of drugs and biologic pharmaceuticals. Develop safety protocols that permit re-importation to keep competition vigorous.

  • Pass tort reform to eliminate frivolous lawsuits and excessive damage awards.
    Protect the health care consumer through vigorous enforcement of federal protections against collusion, unfair business actions, and deceptive consumer practices.

John McCain believes that insurance reforms should increase the variety and affordability of insurance coverage available to American families by fostering competition and innovation.

  • Reform the tax code to eliminate the bias toward employer-sponsored health insurance, and provide all individuals with a $2,500 tax credit ($5,000 for families) to increase incentives for insurance coverage. Individuals owning innovative multi-year policies that cost less than the full credit can deposit remainder in expanded health savings accounts.

  • Families can purchase health insurance nationwide, across state lines, to maximize their choices, and heighten competition for their business that will eliminate excess overhead, administrative, and excessive compensation costs from the system.

  • Insurance should be innovative, moving from job to home, job to job, and providing multi-year coverage.

  • Require any state receiving Medicaid to develop a financial "risk adjustment" bonus to high-cost and low-income families to supplement tax credits and Medicaid funds.

  • Allow individuals to get insurance through any organization or association that they choose: employers, individual purchases, churches, professional association, and so forth. These policies will be available to small businesses and the self-employed, will be portable across all jobs, and will automatically bridge the time between retirement and Medicare eligibility.

John McCain Believes in Personal Responsibility
  • We must do more to take care of ourselves to prevent chronic diseases when possible, and do more to adhere to treatment after we are diagnosed with an illness.

  • Childhood obesity, diabetes and high blood pressure are all on the rise. We must again teach our children about health, nutrition and exercise.

  • Public health initiatives must be undertaken with all our citizens to stem the growing epidemic of obesity and diabetes, and to deter smoking.

via John McCain 2008

 

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