"I've made it very clear that what I want is for families to make decisions about their health care, not government..." -- McCain*
"...We need to pass a plan that lowers every family's premiums, and gives every uninsured American the same kind of coverage that members of Congress give themselves." -- Obama**
- Coverage would not be mandatory for anyone.
- Change how health care subsidies are taxed.
- Offer refundable tax credit for anyone who buys health insurance: $2,500 for individuals and $5,000 for families.
- Create a federally subsidized state-administered program to offer coverage for low-income people.
- Give veterans ability to use their VA benefits to pay for timely high quality care from providers in the best locations.
- Adopt malpractice reforms that limit frivolous lawsuits and excessive damages and provide safe harbors for practice within clinical guidelines and safety protocols.
- Promote competition among providers by paying them only for quality and promote use of alternative providers (e.g., nurse practitioners) and treatment settings (e.g., walk-in clinics in retail outlets).
- Invest in prevention and care of chronic illnesses.
- Promote competition and individual choice of insurance by allowing insurance to be sold across state lines.
"...We need to pass a plan that lowers every family's premiums, and gives every uninsured American the same kind of coverage that members of Congress give themselves." -- Obama**
- Coverage would be mandatory for children.·
- Offer an income-based federal subsidy for people who don't get insurance from an employer or qualify for government plans like Medicaid.
- Create a national network of public and private plans for those without other access to insurance.
- Require employers to offer “meaningful” coverage or contribute a percentage of payroll toward the costs of the public plan; small businesses will be exempt from this requirement.
- Require hospitals and providers to publicly report measures of health care costs and quality.
- Promote and strengthen public health and prevention.
- Reform medical malpractice while preserving patient rights by strengthening antitrust laws and promoting new models for addressing physician errors.
- Prohibit insurers from denying coverage based on pre-existing conditions.
- Create a new public plan so that small businesses and individuals without access to other public programs or employer-based coverage could purchase insurance. Plan coverage would offer comprehensive benefits similar to those available through FEHBP.
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