A foundational issue for Hillary Clinton's campaign is to ensure that all Americans have affordable, quality health insurance. Her focus on lowering costs while still providing value and quality is the cornerstone of her American Health Choices Plan.
Clinton's plan covers every American, including the estimated 47 million uninsured and the tens of millions of workers with coverage. Employees who lose or change jobs still would keep their health insurance. She promises this with no increase in health spending or taxes.
For those with health insurance, her plan builds on the current system to give businesses and their employees greater choice of health plans - including keeping the one they have - while lowering cost and improving quality. The new array of choices offered in the Menu would provide benefits at least as good as the typical plan offered to Members of Congress, which includes mental health and dental coverage.
She believes the plan will improve quality and lower costs by removing hidden taxes, stressing prevention and focusing on efficiency and modernization. The plan also ensures that no American is denied coverage, refused renewal, unfairly priced out of the market, or forced to pay excessive insurance company premiums by creating insurance rules that transfer across states and markets.
Of course, Clinton's plan is only as good as the players, so she will work with insurance and drug companies so they can't deny you coverage based on pre-existing conditions or expectations of illness, and drug companies will offer fair prices and accurate information.
Insurance companies will also have to offer and renew coverage to anyone who applies and pays their premium. And like other things that you buy, they will have to compete for your business based on quality and price.
Clinton's plan covers every American, including the estimated 47 million uninsured and the tens of millions of workers with coverage. Employees who lose or change jobs still would keep their health insurance. She promises this with no increase in health spending or taxes.
For those with health insurance, her plan builds on the current system to give businesses and their employees greater choice of health plans - including keeping the one they have - while lowering cost and improving quality. The new array of choices offered in the Menu would provide benefits at least as good as the typical plan offered to Members of Congress, which includes mental health and dental coverage.
She believes the plan will improve quality and lower costs by removing hidden taxes, stressing prevention and focusing on efficiency and modernization. The plan also ensures that no American is denied coverage, refused renewal, unfairly priced out of the market, or forced to pay excessive insurance company premiums by creating insurance rules that transfer across states and markets.
Of course, Clinton's plan is only as good as the players, so she will work with insurance and drug companies so they can't deny you coverage based on pre-existing conditions or expectations of illness, and drug companies will offer fair prices and accurate information.
Insurance companies will also have to offer and renew coverage to anyone who applies and pays their premium. And like other things that you buy, they will have to compete for your business based on quality and price.
Affordable Coverage
Clinton's plan provides tax credits for working families to help them cover their costs. The tax credits will ensure that working families never have to pay more than a limited percentage of their income for health care.
Clinton would give tax credits to small businesses that provide health care to their workers to help defray their coverage costs. This will make small businesses more competitive and help create good jobs with health benefits that will stay here in the U.S. The Plan will also fix the holes in the safety net to ensure that Medicare and CHIP receive affordable, quality care.
Clinton's plan provides tax credits for working families to help them cover their costs. The tax credits will ensure that working families never have to pay more than a limited percentage of their income for health care.
Clinton would give tax credits to small businesses that provide health care to their workers to help defray their coverage costs. This will make small businesses more competitive and help create good jobs with health benefits that will stay here in the U.S. The Plan will also fix the holes in the safety net to ensure that Medicare and CHIP receive affordable, quality care.
To read Senator Clinton's complete health care plan, you can visit her campaign site.
1 comments:
On paper, this sounds like a pretty great theory, but the idea of achieving all this without increasing taxes is...fantastical. I don't believe it is possible (nor do I believe she thinks it is possible) to create this far reaching change without affecting people monetarily.
We are not at poverty level, but we are no where near having spare cash to say...buy a Hummer. So why should we pay our hard earned money (that doesn't stretch nearly far enough) to support someone else's health?
How would this impact people who are obese, smokers, alcoholics and drug addicts? Certainly the cost for the health care for these people would be considerably higher than "the average joe/joan". I think this plan is too vague in many areas and is a slippery slope.
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